How to Rent an Apartment Even if Your Rental History Isn't Great
What's Considered a Bad Rental History?
A bad rental history might include things like:
- Evictions: Being legally kicked out of a place can stick with you for seven years.
- Late Payments: Constantly paying rent late can scare off potential landlords.
- Property Damage: If you've left a trail of damage at past rentals, landlords might be wary.
- Illegal Activities: If you've used a rental for unlawful stuff, that's a big red flag.
Tips for Overcoming a Bad Rental History
- Know Your Past: Get your hands on your rental history report to see what landlords see.
- Pay Off Old Debts: Clear any money you owe to previous landlords or apartment complexes.
- Get People to Vouch for You: Friends, bosses, or neighbors who say you're trustworthy can be super helpful.
- Prove Your Income: Show you have a steady job and enough money coming in to cover rent.
- Offer More Up Front: Suggest a larger security deposit, or get someone with good credit to co-sign your lease.
- Be Honest: Tell landlords about your past rental issues and what you've learned from them.
- Show You've Changed: Provide references or certificates that show you've dealt with any prior issues.
- Boost Your Credit Score: Pay bills on time and manage your debt to improve your credit and show you're responsible.
- Look for Individual Landlords: They might be more flexible and understanding than big property companies.
- Use a Guaranty Service: These businesses can back you up by promising to cover your rent if you can't.
- Prove You're a Good Tenant Now: Have your current landlord confirm that you're doing everything right.
Must Read: What is Federal Rental Assistance?
Keeping a Good Rental Track Record
To keep things smooth in the future:
- Read and understand your new lease before you sign.
- Always pay your rent on time.
- Consider renters insurance to protect your belongings and avoid big unexpected costs.
Conclusion
Despite past rental hiccups, being open and proactive can improve your chances of landing a new apartment. Show potential landlords that you're now a responsible renter, and they may be more willing to give you a chance.
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